Moraga is moving fast, with prices up and homes gone in 13 days
Freddie Mac put the 30-year fixed rate at 7.32% on October 22, 2026. That is real money on top of a $1,745,500 median sale price. And yet Moraga homes are still gone in 13 days. That is the before and after right there. Rates up. Speed up. Sellers are not waiting.
A year ago, the Real Estate Data Aggregator counted homes in ZIP 94556 sitting 14 days longer before selling. That gap closed fast. Freaking awesome for sellers. Tough for buyers who hesitate.
The price jump is real, and so is the competition 🔥
The Real Estate Data Aggregator counted a $1,745,500 median sale price in Moraga (94556) for the three months ending August 31, 2026. That is up 20.4% from the same three months in 2025. That is not a small move. That is a full renovation in value.
Only 28 homes were for sale in 94556 during that period, per the Real Estate Data Aggregator. That is down 26.3% from a year before. Less inventory. Same demand. You can see where this goes.
Nearly half of Moraga homes sold above asking price 💥
The Real Estate Data Aggregator counted 46.7% of Moraga homes selling above list price in the three months ending August 31, 2026. That is up 14.8 points from the same window in 2025. The average sale came in at 101.1% of list price. Buyers are not just showing up. They are competing.
More than half of all Moraga listings went under contract in two weeks or less, per the Real Estate Data Aggregator. That share jumped 28.4 points from 2025. Let that sink in. Before and after: slow grind to two-week sprint.
How Moraga stacks up against its neighbors
These numbers cover the three months ending August 31, 2026, per the Real Estate Data Aggregator. Every ZIP is in this same market.
Moraga and Orinda are the fastest movers in this whole market. Danville (94595) sits at 40 days. Same region, very different pace. That gap matters when you are deciding where to price or where to buy.
What the rate means in real life
Freddie Mac put the 30-year fixed rate at 7.32% on October 22, 2026. The 15-year fixed came in at 6.68%, also per Freddie Mac. Those are not small numbers. And Moraga buyers are still paying over asking on nearly half of all sales. That tells you something about the conviction here.
The East Bay Times reported on October 24, 2026 that the estimated monthly payment on a $930,000 purchase across six California metros was $6,770, using a rate of 6.9% with taxes and insurance added. Moraga's median price sits well above that. The math is real. So is the demand.
- Moraga (94556) posted a $1,745,500 median sale price in the three months ending August 31, 2026, up 20.4% from 2025. Homes sold in 13 days.
- Nearly half sold above list.
- Only 28 homes were available.
- All of that happened with Freddie Mac's 30-year rate at 7.32%.
- One street inside a ZIP code can read very differently from these totals.
- Your block may move faster or slower than the ZIP.
Your next step
(925) 997-7373Text me your Moraga address and I will send back how your home compares with what actually sold in 94556 during the three months ending August 31, 2026. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 94506, 94526, 94507, 94582, 94583, 94568, 94566, 94588, 94595, 94596, 94597, 94598, 94549, 94556, 94528 and 94563, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- East Bay Times: Fremont apartment complex bought for $100 million-plus, Oct 23, 2026
- East Bay Times: If the rent’s too high, house payments are worse, Oct 24, 2026
- Danville San Ramon: The real estate headlines are focused on interest rates, but what’s the real story?, Oct 22, 2026
- Danville San Ramon: Florida real estate firm buys Pleasanton Gateway Shopping Center for $79.1 million, Oct 13, 2026
- Freddie Mac: Mortgage Rates, read Oct 25, 2026
- No Real Estate Data Aggregator numbers for 94575, so this part is from websites alone.